This benefit covers
expenses over and above your Provincial Health Care Plans is for paid-up
members and will be canceled when membership is canceled.
% reimbursement for prescription drugs with
a Pay Direct Drug Card and a deductible equal to the dispensing fee
with a maximum of $5000 per insured person per calendar
100 % reimbursement for semi-private hospital
80 % reimbursement (with no deductible) for: paramedical
services to a maximum of $500 per practitioner per
insured person per calendar year including Chiropractor, Registered
Massage Therapist, Naturopath, Psychologist, Osteopath, Speech Therapist,
eye examination payable at $35 every 24 consecutive months
Hearing aids, Orthotics, etc.
reimbursement (with a $ 25 single, $50
couple/family deductible paid once per calendar year) on expenses for:
diagnostics, scaling, cleaning, fluoride, extractions, fillings, x-rays
oral examination recall every 6 months
periodontic, endodontic, denture repair relining & rebasing and
50 % reimbursement on expenses for bridgework, Caps,
crowns and dentures.
To a maximum
of $1500 per insured person per calendar year for all
Dental Services, expenses will be based on current Provincial Dental
Illness One time payment of $15,000, if diagnosed with any of the critical
illness (such as cancer, Heart Attack, Stroke, Deafness, Multiple Sclerosis,
Coma, Coronary Artery Bypass Surgery , etc.). It does exclude now diabetes.
(as of May 2009, revised annually)
(if a member has not dependents) $170.17 per month;
member with one dependent) is $344.42 per month;
their spouse and any dependents under the age of 21) is $381.46
and Quebec residents, provincial sales tax applies. Canadian Residents
You must be a current paid-up member of SIP and resident of Canada to
be eligible for benefits.
No medical evidence is required for eligible SIP members.
New members can apply for this plan within 31 days from the effective
date of your SIP membership.
This plan is arranged
by Smart Choice Benefits Inc and administered by Smart Choice Admin
For further information or enrollment forms, send an email
or contact Max Haroon at 416-891-4937.